アカデミー・オブ・アントレプレナーシップ・ジャーナル

1528-2686

抽象的な

Factors Related to Financial Stress Among Muslim Students In Malaysia: A Case Study of Sudanese Student

Hamida Mohamed Osman Ahamed Elfaki, Sherifah Oshioke Musa, Abdulwahab Deji

This study examines factors related to financial stress among Sudanese Students in Malaysia. A lot of Sudanese students study abroad and some of them are in Malaysia. Majority of these students are not on scholarship, they are self-sponsored. Some of these Sudanese students studying in Malaysia are faced with financial stress. They are faced with the inability to meet up with their financial needs and obligations such as difficulty making tuition payment on time, high cost of feeding and other unexpected expenses. These have led the students to be overly stressed and thereby facing depression while studying. The study used survey data and factor analysis approach to investigate and examine the factors related to financial stress among Sudanese Student in Malaysia. Based on a comprehensive framework, eight factors sets of determinant factors were investigated. The joined examination of these eight sets of factors marks the contribution of this study. Our empirical investigation, which is based on principal component analysis technique, represents another contribution of this study. The research questionnaires included open-ended and closed questions, to collect the necessary information, in order to provide insights into a variety of critical factors that determine financial stress among Sudanese students in Malaysia. The data was analysing using SEM. EFA and CFA analysis were carried out. The result shows that there is significant relationship and effect amongst financial stresses, debt, Spending behavior, and insufficient funding among Sudanese students in Malaysia

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