Omar Baban Abdullah Al-Jubouri
Agricultural loans have a direct effect on banks operational efficiency in agricultural sector. In addition, regulations and rules in the agricultural loan sector will play important role in the agricultural banks efficiency. This study tried to measure allocative efficiency, technical efficiency and economic efficiency and recommend some possible suggestions for those interested agricultural banking sector. The total assets of the banking sector in Iraq are estimated at about 2 billion dollars, but the percentage of these banks contribution to the gross domestic product does not exceed 8%, which is a low percentage, which reflects the limited role in economic activity. The research used method of Data Envelopment Analysis (DEA) to evaluate the variable and fixed economic efficiency for agricultural banks sector in Iraq. The data collection sources used in the current research is based on the data published in the annual reports. The results exposed that all means of efficiency declined in Turkish Agricultural Bank for the period 2015-2020. The results illustration that all efficiency averages and performance using DEA during 2015-2020 for Agricultural Cooperative Bank were high. Finally, we must also point out that all the tables refer to the VRS results with regard to further methodological improvement to measure efficiency in the agricultural banking sector.